OPTima Plans

Short-term insurance options for those who are on their F1 OPT

OPTima Enhanced

$79 per month

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  • Annual maximum Unlimited
  • Per injury/sickness maximum $500,000
  • Deductible per event $250
  • Copay emergency room - $350
  • Coinsurance in-network - 75%
  • Pre-existing conditions - Covered after 12 months
  • Medical evacuation - $60,000
  • Repatriation of remains - $50,000
  • Provider network - First Health & Multiplan
OPTima Basic

$39 per month

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  • Annual maximum Unlimited
  • Per injury/sickness maximum $125,000
  • Deductible per event $400
  • Copay emergency room - $350
  • Coinsurance in-network - 75%
  • Pre-existing conditions - Covered after 12 months
  • Medical evacuation - $50,000
  • Repatriation of remains - $25,000
  • Provider network - First Health & Multiplan

Insurance for F1 OPT

ISO’s OPTima plans provide an affordable option for those on their F1 OPT (Optional Practical Training) period. Our plans are designed to help you stay insured once your student coverage ends. You can enroll as soon as you apply for your EAD card and get OPT insurance before/during your employment.

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