OPTima Basic

Designed especially for F1 OPT students

Main benefits

$125,000 per injury and sickness

75% coinsurance in-network

$400 deductible per event

Great balance between price and benefits

My age
My monthly rate


What the plan covers?

Annual maximum Unlimited
Per injury/sickness maximum $125,000
Deductible per event $400
Copay emergency room $350
Copay hospitalization $350
Coinsurance in-network 75%
Coinsurance out-of-network 60%
Pre-existing conditions Covered after 12 months
Medical evacuation $50,000
Repatriation of remains $25,000
Provider network First Health & Multiplan
View brochure:

You are eligible for this plan if you are a non-U.S. citizen, have a current passport or visa, hold a F1/M1 visa, with a valid Employment Authorization Document or have applied for Optional Practical Training and are temporarily residing outside your home country/country of permanent residence.

Permanent residents of the U.S. or persons who have applied for permanent residency in the U.S. are not eligible for coverage under this plan.

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