OPTima Basic
Designed especially for F1 OPT students
Main benefits
$125,000 per injury and sickness
75% coinsurance in-network
$400 deductible per event
Great balance between price and benefits
What the plan covers?
| Annual maximum | Unlimited |
| Per injury/sickness maximum | $125,000 |
| Deductible per event | $400 |
| Copay emergency room | $350 |
| Copay hospitalization | $350 |
| Coinsurance in-network | 75% |
| Coinsurance out-of-network | 60% |
| Pre-existing conditions | Covered after 12 months |
| Medical evacuation | $50,000 |
| Repatriation of remains | $25,000 |
| Provider network | Aetna PPO |
You are eligible for this plan if you are a non-U.S. citizen, have a current passport or visa, hold a F1/M1 visa, with a valid Employment Authorization Document or have applied for Optional Practical Training and are temporarily residing outside your home country/country of permanent residence.
Permanent residents of the U.S. or persons who have applied for permanent residency in the U.S. are not eligible for coverage under this plan.