J1 Exchange

Meets U.S. Department of State Requirements

Main benefits

$125,000 per injury and sickness

75% coinsurance

$400 deductible per event

A.M. Best rating is A++

My age
My monthly rate

$39

What the plan covers?

Lifetime maximum Unlimited
Annual maximum Unlimited
Per injury/sickness maximum $125,000
Deductible per event $400
Copay emergency room $250
Copay hospitalization $250
Coinsurance in-network 75%
Coinsurance out-of-network 75%
Pre-existing conditions Covered after 6 months
Medical evacuation $50,000
Repatriation of remains $25,000
Provider network First Health & Multiplan
View brochure:

You are eligible for this plan if you are a non-U.S. citizen, hold a J1 visa and are temporarily residing outside your home country/country of permanent residence while actively engaged in educational activity.

Your dependent spouse and your dependent children can also be covered under your plan if they hold a valid visa to the U.S. and you pay the premiums due for each covered dependent. For purposes of this insurance, if you or your covered dependents incur accident or sickness benefits in your, or their, home country (passport country) or in your, or their, country of permanent residence (location in which you or they permanently reside), such benefits are not covered under this plan. Permanent residents of the U.S. or persons who have applied for permanent residency in the U.S. are not eligible for coverage under this plan.

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