ISO-Care for NYU
ACA comparable insurance for int'l students
Main benefits
$400 annual deductible
$6,350 maximum out-of-pocket
$0 copay at Student Health Center
100% preventive care
What the plan covers?
| Lifetime maximum | Unlimited |
| Annual maximum | Unlimited |
| Annual deductible | $400 |
| Maximum out-of-pocket | $6,350 |
| Copay Student Health Center | $0 |
| Copay primary care physician | $30 |
| Copay specialist/urgent care | $50 |
| Copay emergency room | $250 |
| Copay hospitalization | $250 |
| Coinsurance in-network | 80% |
| Coinsurance out-of-network | 60% |
| Pre-existing conditions | Covered |
| Preventive care | 100% in-network |
| Prescription deductible per fill | $30 |
| Medical evacuation | $100,000 |
| Repatriation of remains | $50,000 |
| Provider network | Cigna PPO |
View brochure:
You are eligible if you are a participant of ISO - International Student Organization, are a non-U.S. Citizen, have a current passport or visa and are temporarily residing outside your home country/country of permanent residence, while actively engaged in educational activity and enrolled in classes within 30 days of the plan’s effective date. You are “actively engaged” in educational activity if you are one of the following:
1. F1/M1 valid visa holder. F1 visa holder on OPT is not eligible
2. Undergraduate - registered for and attending classes on a full-time basis.
3. Graduate student.
4. Scholar or researcher who is invited by an educational organization.
Your non-U.S. spouse and eligible dependent children are also eligible for coverage if accompanying you. For purposes of this insurance, if your home country (passport country) is different from your country of permanent residence (location in which you permanently reside), you will not be covered in either location. Permanent residents or persons who have applied for permanent residency are not eligible for coverage under the master policy.