ISO Care Elite for HIU
ACA comparable insurance for int'l students
Main benefits
$40 annual deductible
$6,350 maximum out-of-pocket
$0 copay at Student Health Center
100% preventive care
What the plan covers?
| Annual maximum | Unlimited |
| Annual deductible in-network | $40 |
| Annual deductible out-of-network | $750 |
| Maximum out-of-pocket | $6,350 |
| Copay Student Health Center | $0 |
| Copay primary care physician | $30 |
| Copay specialist | $50 |
| Copay urgent care | $50 |
| Copay emergency room | $250 |
| Copay hospitalization | $250 |
| Coinsurance in-network | 90% |
| Coinsurance out-of-network | 70% |
| Pre-existing conditions | Covered |
| Preventive care | 100% in-network |
| Prescription deductible per fill | $30 |
| Medical evacuation | $100,000 |
| Repatriation of remains | $50,000 |
| Provider network | Aetna PPO |
View brochure:
You are eligible for this plan if you are a non-U.S. citizen, have a current passport or visa and are temporarily residing outside your home country/country of permanent residence. You must also be actively engaged in educational activity and start your educational program within 30 days of plan effective date and maintain full time student status for the duration of the policy. You are “actively engaged” in educational activity if you are one of the following:
1. Students on F1 visa who are enrolled and attending an associate or bachelor’s program at an educational institution on a full-time basis;
2. Students on J1 visa who are enrolled and attending classes at an educational institution on a full-time basis;
3. Students on F1/J1 visa who are enrolled in a master’s or PhD degree;
The full-time requirement is waived for summer if the student was attending school as a full-time student in the preceding spring term.
Your dependent spouse and your dependent children are also eligible for coverage under your plan if they hold a valid visa to the U.S., and you pay the premiums due for each covered dependent. Permanent residents of the U.S. or persons who have applied for permanent residency in the U.S. are not eligible for coverage under this plan.
Students currently on medical leave or on OPT are not eligible.