High School Plus
Comprehensive Plan for High School Students
Main benefits
Annual maximum $2,500,000
$0 deductible in-network
Low copayments
100% preventive care
What the plan covers?
| Lifetime maximum | Unlimited |
| Annual maximum | $2,500,000 |
| Deductible per event in-network | $0 |
| Deductible per event out-of-network | $125 |
| Copay primary care physician | $25 |
| Copay specialist | $25 |
| Copay urgent care | $50 |
| Copay emergency room | $100 |
| Copay hospitalization | $250 |
| Coinsurance in-network | 80% |
| Coinsurance out-of-network | 70% |
| Pre-existing conditions | Covered after 6 months |
| Preventative care | 100% in-network |
| Prescription deductible per fill | $30 |
| Medical evacuation | $100,000 |
| Repatriation of remains | $50,000 |
| Provider network | Cigna PPO |
You are eligible for this plan if you are a non-U.S. citizen, have a current passport or visa and are temporarily residing outside your home country/country of permanent residence. You must also be actively engaged in educational activity. You are “actively engaged” in educational activity if you are one of the following:
1. F1 valid visa holder (however F1 visa holder on OPT is not eligible).
2. Middle School or High School Student registered for and attending classes on a full-time basis. You must be enrolled in classes within 30 days of the plan’s effective date.
For purposes of this insurance, if you incur an accident or sickness benefits in your home country (passport country) or in your country of permanent residence (location in which you or they permanently reside), such benefits are not covered under this plan. Permanent residents of the U.S. or persons who have applied for permanent residency in the U.S. are not eligible for coverage under this plan.