留学生OPT期间如何选保险?

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ISO Customer Care | Jan 12, 2022 Insurance

F1留学生毕业后可以申请OPT签证留美工作一年到三年。而在OPT期间,学校不再强制性要求学生购买保险。那么留学生还需要继续购买保险吗?

ISO希望大家在规划毕业后的生活时,可以做好充足准备!所以强烈建议大家在OPT期间选择一份合适的保险,为自己增加一份保障!

为什么需要保险?

保险保的就是意外和风险。毕竟美国看病又贵又麻烦,在意外发生时如果没有保险,就只能认命自掏腰包了。如果有一份靠谱的保险,那么保险就会帮大家承担大部分的费用。

对于暂时没有找到工作,雇主不提供保险的学生,或者不确定留美时间的同学,ISO的短期计划可以作为过渡保险提供保障。

ISO OPT保险适合谁?

只要已经开始申请OPT就符合购买标准!

  • 无需等到收到EAD卡或OPT身份开始生效!

  • 处于 Grace Period,正在找工作的同学。

  • 已经找到工作,但雇主暂时不提供集体保险。

  • 处于STEM OPT阶段的同学。

  • STEM OPT是指对具有科学 (science),技术 (technology),工程 (engineering),和数学 (mathematics) 学位的 F-1 学生在最初的12个月OPT就业授权结束之前申请额外的24个月延期。

ISO OPT保险计划亮点!

  • 性价比高:

    ISO的两款OPT保险计划价格友好,月保费低至39刀。平均下来,一天才一刀多!

  • 计划福利过硬:

    两款计划包生病,受伤,急诊,与医疗必须的COVID检测与就医。

  • 没有地域限制:

    全美全球通用(原籍国除外)。

  • 医疗网络覆盖范围广:

    两款计划使用两个医疗网络:First Health 和 Multiplan PPO networks,无论在哪里都可以找到数目相当的医生!

为什么选择ISO?

  • 历史悠久,最专业:

    ISO Student Health Insurance 于1958年成立于纽约市,致力于为数百万留学生提供优质可靠的保险计划。多年来,ISO不但是多所高校的官方保险合作供应商,还被NYU, UC, UPenn, Stanford等300多所学校官方推荐!

  • 实力强劲,有保障:

    ISO所有计划由巴菲特旗下的Berkshire Hathaway公司承保。信用评级为A++,可靠有保障。同时,ISO携手SISCO Benefits,以更优质的服务为会员提供更高效的理赔体验!

  • 优质客服,更贴心:

    ISO提供多平台多语言的一站式高质量服务:购买指导,替换学校保险,寻医理赔,一步搞定!

更多关于OPT保险计划的详情请看这里

如需了解更多相关保险信息,欢迎联系我们

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About ISO Student Health Insurance

Founded in 1958, ISO prides itself on being the leader in providing international students with affordable insurance plans. Administered by former and current international students, we are able to assist our member with multilingual customer service in Chinese, Hindi, Spanish, and more. ISO serves over 3,200 schools/colleges and more than 150,000 insured students every year.

For more information, please visit www.isoa.org and connect with us on Facebook, Instagram, WeChat, WhatsApp, and LinkedIn.

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