Navigating Health Insurance at Pace University

All international students at Pace University are required to carry health insurance. You’ll be automatically enrolled in the school-sponsored plan (through Anthem via Academic HealthPlans) unless you successfully submit a waiver with a qualifying policy before the deadline.

What Is a Pace Health Insurance Waiver?

If you already have a comparable insurance plan, you can opt out of the Student Health Insurance Plan (SHIP). To be approved, your policy must be valid within New York State and offer coverage at similar levels as SHIP.

Pace Waiver Requirements for International Students

To waive out of the Pace health insurance plan, your alternative plan must provide:

• At least $250,000 coverage per accident or illness
• Medical evacuation and repatriation benefits of at least $50,000 each
• No exclusions for pre-existing medical conditions
• Coverage uninterrupted from August 15, 2025 through August 14, 2026, or for the Fall semester (Aug 15–Dec 31)

Pace’s academic year plan costs about $2,189 for international students, with the Fall-only plan priced at $1,355.

What is the Fall 2025 waiver deadline at Pace University?

• Waiver deadline for Fall-only or full-year coverage: September 19, 2025
• Your alternate health insurance coverage must start by: August 15, 2025

How to Submit a Health Insurance Waiver at Pace University

1. Access Your Student Portal

Visit Pace’s website to access the Pace portal. Navigate to the “Students” tab. Click on “Health Insurance Waiver”

2. Complete the online waiver form

Once on the online waiver portal, fill out the required questions which will include your health insurance provider, policy number, and coverage dates.

3. Upload valid proof of insurance

Acceptable documents include your insurance card, certificate of coverage, or a letter from your insurer confirming benefits and active dates.

4. Submit your waiver request

Waivers submitted after 9/19/2025 will not be accepted. You must resubmit your waiver every academic year.

Pace University Plan vs Private Insurance

Feature	Pace SHIP	Private Insurance (like ISO)
Accepted for waiver	Yes	Yes
New York coverage	In-state coverage	Nationwide via Aetna PPO
Pre-existing conditions	Covered	Covered
Evacuation and repatriation	Not included	Included
Multilingual support	Limited	Yes, student-focused
Cost	$2,189 annual / $1,355 Fall-only	$460 annual/ $201 Fall-only

Why ISO Is a Smart Pick for Pace International Students

1. Waiver-Friendly

ISO’s plans are pre-approved and accepted by Pace University. Thousands of Pace student enroll with ISO every year.

2. Flexible Plan Dates

ISO’s Pace University plans provide coverage for anywhere from 5-12 months a time – meaning you can enroll on a semester-by-semester basis or annually.

3. Quick Sign-Up

Enroll online in less than 5 minutes and receive all relevant insurance documentation immediately after purchase.

4. Affordable Premiums

Plans are as low as $37/month (depending on your age) saving you over $1,500 a school year.

5. Strong Coverage

ISO plans provide injury/sickness coverage, including for services such as urgent care, doctors/specialists visits, prescriptions, and mental health care.

6. Access to Providers across NYC

Visit doctors and hospitals that work with the Aetna PPO network. Access thousands of providers across New York City – including Mount Sinai, Lennox Hill Hospital and your school’s student services center.

7. Global Student Support

Contact ISO’s multilingual customer care team – accepting inquiries via phone, email, social media, Whatsapp, WeChat, etc.

Ready to Enroll?

Want to enroll with ISO? Compare available plan options and save over $1,500 this school year at the following link: https://www.isoa.org/schools/pace-university