OPTima Enhanced

Designed especially for F1 OPT students

Main benefits

$500,000 per accident or illness

Co-insurance 75% in-network

$250 deductible per event

My age
My monthly rate


What the plan covers?

Lifetime maximum Unlimited
Annual maximum Unlimited
Per injury/sickness maximum $500,000
Deductible Per Event $250 per injury or sickness
Emergency room co-pay $350
Hospitalization co-pay $350
Co-insurance in-network 75% of PPO allowance
Co-insurance out-of-network 65% of Reasonable and Customary charges
Medical evacuation $60,000
Repatriation of remains $50,000
Pre-existing conditions 12 months waiting period
Provider network First Health & Multiplan
View brochure:

You are eligible if you are a participant of ISO - International Student Organization, are a non-U.S. Citizen, have a current passport or visa, hold a F1/M1 visa, with a valid Employment Authorization Document and are temporarily residing outside your home country/country of permanent residence.

For purposes of this insurance, if your home country (passport country) is different from your country of permanent residence (location in which you permanently reside), you will not be covered in either location. Permanent residents or persons who have applied for permanent residency are not eligible for coverage under the master policy.

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