OPTima Enhanced
Designed especially for F1 OPT students
Main benefits
$500,000 per injury and sickness
75% coinsurance in-network
$250 deductible per event
Best affordable coverage
What the plan covers?
| Lifetime maximum | Unlimited |
| Annual maximum | Unlimited |
| Per injury/sickness maximum | $500,000 |
| Deductible per event | $250 |
| Copay emergency room | $350 |
| Copay hospitalization | $350 |
| Coinsurance in-network | 75% |
| Coinsurance out-of-network | 60% |
| Pre-existing conditions | Covered after 12 months |
| Medical evacuation | $60,000 |
| Repatriation of remains | $50,000 |
| Provider network | First Health & Multiplan |
You are eligible for this plan if you , are a non-U.S. citizen, have a current passport or visa, hold a F1/M1 visa, with a valid Employment Authorization Document and are temporarily residing outside your home country/country of permanent residence.
For purposes of this insurance, if you incur an accident or sickness benefits in your home country (passport country) or in your country of permanent residence (location in which you or they permanently reside), such benefits are not covered under this plan. Permanent residents of the U.S. or persons who have applied for permanent residency in the U.S. are not eligible for coverage under this plan.