J1 Exchange Plan

Meets US Department of State Requirements

Main benefits

$125,000 per accident or illness

Co-insurance 75%

$400 deductible per event

A.M. Best rating is A

My age
My monthly rate


What the plan covers?

Lifetime maximum Unlimited
Annual maximum Unlimited
Per injury/sickness maximum $125,000
Deductible per event $400 per event
Emergency room co-pay $250
Co-pay hospital $250
Co-insurance in-network 75% of PPO allowance
Co-insurance out-of-network 75% of Reasonable and Customary charges
Medical evacuation $50,000
Repatriation of remains $25,000
Pre-existing conditions 6 months waiting period
Provider network First Health & Multiplan
View brochure:

You are eligible if you are a participant of ISO – International Student Organization are a non United States Citizen, have a current passport or visa, hold a J1 visa and are temporarily residing outside your home country/country of permanent residence, while actively engaged in education or research activities.

Your non-U.S. spouse and eligible dependent children are also eligible for coverage if accompanying you. For purposes of this insurance, if your home country (passport country) is different from your country of permanent residence (location in which you permanently reside), you will not be covered in either location. Permanent residents or persons who have applied for permanent residency are not eligible for coverage under the master policy.

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