How to Choose Health Insurance at SLU

ISO Customer Care | Jul 09, 2025 Insurance

All international students at SLU are required to have continuous health insurance at full-time enrollment. If you don't waive by the deadline, you'll be automatically enrolled in SLU’s Student Health Insurance Plan (UHP) administered by Aetna.

What Is the SLU Insurance Waiver?

SLU students are charged a default fee for UHP each semester. But you can opt out if you submit proof of alternate health insurance that meets SLU’s waiver criteria before the deadline. A successful waiver removes this fee from your tuition account.

SLU Waiver Requirements for International Students

To qualify for waiver, your plan must include:

Annual coverage from August 15, 2025 through August 14, 2026
Deductible of $500 or less
Unlimited benefit caps
Inpatient & outpatient medical and mental health services in St. Louis
Prescription drug coverage
Medical evacuation ≥ $50,000 and repatriation ≥ $25,000
U.S. mailing address and phone number for claims and support

International student plans like ISO’s are pre approved and meet all SLU waiver criteria.

Waiver Deadline for Fall 2025

Deadline: September 25, 2025
Open waiver period: July 1 – September 25, 2025

Missing this deadline means you’ll be automatically enrolled in the UHP and billed for fall coverage.

SLU UHP Costs vs Private Insurance

Coverage Period	SLU UHP (Aetna) Cost	ISO Insurance (Pre-Approved)
Fall-only (8/15 - 12/31)	$1,770	From ~$31-$75/month
Annual (8/15 – 8/14)	$4,680	Lower than UHP, varies by plan

Why SLU International Students Choose ISO

Guaranteed waiver approval: ISO meets SLU’s criteria
Fully flexible terms: Choose annual or Fall-only coverage
Simple enrollment: Instant sign-up and documents
Affordable premiums: Plans from ~$31–75/month
Comprehensive coverage: Includes emergency care, prescriptions, mental health, evacuation/repatriation
Multilingual support: ISO’s team specializes in international student needs

How to Waive SLU Health Insurance

Purchase a qualifying plan, like ISO
Collect your documents (ID card, waiver form)
Submit waiver via Aetna’s SLU portal before September 25, 2025
Monitor confirmation-waived students see the UHP fee removed from billing

Enroll and Waive

Enroll with ISO today to get covered and prepared-then submit your waiver before September 25, 2025. Your SLU bill will show the UHP fee’s removal once your plan is accepted.

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About ISO Student Health Insurance

Founded in 1958, ISO prides itself on being the leader in providing international students with affordable insurance plans. Administered by former and current international students, we are able to assist our member with multilingual customer service in Chinese, Hindi, Spanish, and more. ISO serves over 3,200 schools/colleges and more than 150,000 insured students every year.

For more information, please visit www.isoa.org and connect with us on Facebook, Instagram, WeChat, WhatsApp, and LinkedIn.