J1 Exchange Superior Plan
Meets US Department of State Requirements
$300,000 per accident or illness
$250 deductible per event
A.M. Best rating is A
What the plan covers?
|Per injury/sickness maximum||$300,000|
|Deductible per event||$250 per event|
|Emergency room co-pay||$250|
|Co-insurance in-network||75% of PPO allowance|
|Co-insurance out-of-network||75% of Reasonable and Customary charges|
|Repatriation of remains||$50,000|
|Pre-existing conditions||6 months waiting period|
|Provider network||First Health & Multiplan|
You are eligible if you are a participant of ISO – International Student Organization are a non United States Citizen, have a current passport or visa, hold a J1 visa and are temporarily residing outside your home country/country of permanent residence, while actively engaged in education or research activities.
Your non-U.S. spouse and eligible dependent children are also eligible for coverage if accompanying you. For purposes of this insurance, if your home country (passport country) is different from your country of permanent residence (location in which you permanently reside), you will not be covered in either location. Permanent residents or persons who have applied for permanent residency are not eligible for coverage under the master policy.